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DCF valuation

What is Manhattan Bridge Capital, Inc worth?

With the base-case assumptions below, a discounted cash flow model on Manhattan Bridge Capital, Inc's reported free cash flow gives $7.67 per share. The share price was $3.90 on September 25, 2026, 49% below that value.

Inputs from the filings

Free cash flow, fiscal 2025
$4.9M
Cash
$229.5K
balance sheet of June 30, 2026
Debt
$0
not reported, counted as 0
Diluted shares, fiscal 2025
11,438,024
Revenue growth per year, last 5 years
4.3%

Three sets of assumptions

CaseGrowth yrs 1-5Growth yrs 6-10After year 10Discount rateValue per shareValue vs price
Bear-0.5%0.5%2.0%10.0%$4.75+22%
Base4.5%3.5%2.5%9.0%$7.67+97%
Bull9.5%6.5%3.0%8.0%$13.35+242%

Sensitivity: base case value per share

Discount rate down the side, growth after year 10 across the top. Everything else as in the base case.

1.5%2.0%2.5%3.0%3.5%
7.0%$9.75$10.38$11.15$12.11$13.35
8.0%$8.20$8.61$9.09$9.67$10.38
9.0%$7.07$7.35$7.67$8.04$8.49
10.0%$6.20$6.40$6.63$6.88$7.18
11.0%$5.52$5.67$5.83$6.01$6.22

Where the presets come from

Base: years 1 to 5 grow at Manhattan Bridge Capital, Inc's revenue growth rate over the last 5 fiscal years (4.3% a year), held between -5% and 15%. Years 6 to 10 grow halfway between that and the long-run rate of 2.5%. Future cash is discounted at 9% a year.

Bear: 5 points less growth, 2% long-run growth, 10% discount rate. Bull: 5 points more growth (at most 25%), 3% long-run growth, 8% discount rate.

Value per share = (present value of 10 years of free cash flow + present value of everything after + cash - debt) / diluted shares.

This is a model run on assumptions, not a recommendation or a price target. Small changes in the discount rate or growth move the result a lot, as the table above shows. Change them yourself in the calculator.

Adjust the assumptions

Move the sliders for growth, long-run growth and discount rate, or switch to average free cash flow, and see the value per share change.

Adjust the assumptions

Manhattan Bridge Capital, Inc company page