Horizon Bancorp Inc (HBNC)
Operating cash flow minus capital spending left $74.3M of free cash flow in fiscal 2025. At September 30, 2026 it held $210.3M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about Horizon Bancorp Inc
- Net worth
- Horizon Bancorp Inc has a market value (market cap) of $1.1B at the latest share price, and shareholders' equity of $699.3M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $79.2M of cash; after $5M of capital spending, free cash flow was $74.3M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Horizon Bancorp Inc's next report is expected around January 1, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Horizon Bancorp Inc declared dividends of $0.64 per share in fiscal 2025, a yield of 3.02% at the current price.
What Horizon Bancorp Inc does
Horizon Bancorp Inc is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker HBNC.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | -$150.5M | -$3.24 | $74.3M |
| 2024 | n/a | $35.4M | $0.80 | $1.3M |
| 2023 | n/a | $28M | $0.64 | $81.2M |
| 2022 | n/a | $93.4M | $2.14 | $88M |
| 2021 | n/a | $87.1M | $1.98 | $104.9M |
| 2020 | n/a | $68.5M | $1.55 | $73M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
Horizon Bancorp Inc declared $0.64 per share in fiscal 2025. At the current price that is a yield of 3.02%. It paid out $29.5M in cash dividends.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.64 | $29.5M | n/a |
| 2024 | $0.64 | $28.3M | 80% |
| 2023 | $0.64 | $28.3M | 101% |
| 2022 | $0.63 | $27.8M | 30% |
| 2021 | $0.56 | $24.8M | 28% |
| 2020 | $0.48 | $21.2M | 31% |
Latest SEC filings
What Horizon Bancorp Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026
- October 30, 2026Passive stake changed SCHEDULE 13G/A
- October 27, 2026Passive stake changed SCHEDULE 13G/A
- October 21, 2026
- October 1, 2026Quarterly results8-KHorizon Bancorp announced the date for its third quarter 2026 financial results release and conference call.
- September 16, 2026Other event 8-K
- August 17, 2026
- August 13, 2026Form N-PX filing N-PX
- August 7, 2026
- August 4, 2026Form 13F-HR filing 13F-HR
Insider trades
What the people running Horizon Bancorp Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 9 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| August 26, 2026 | Magnesen Larry SDirector | Received as pay | 306 | $6.3K |
| August 26, 2026 | Walker Brian CDirector | Received as pay | 306 | $6.3K |
| August 26, 2026 | Magnuson Michele M.Director | Received as payindirect | 306 | $6.3K |
| August 26, 2026 | Blackhurst Eric P.Director | Received as pay | 306 | $6.3K |
| August 26, 2026 | Sulerzyski Charles WDirector | Received as payindirect | 1,223 | $25K |
| August 26, 2026 | Maass Brian WDirector | Received as pay | 306 | $6.3K |
| August 26, 2026 | Williams Vanessa PetersonDirector | Received as pay | 306 | $6.3K |
| August 26, 2026 | Samuels Michele AnnetteDirector | Received as pay | 306 | $6.3K |
Who owns HBNC
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| BlackRock Portfolio Management LLC13G, passive | 5.5% | April 15, 2025 |
| Vanguard Capital Management13G, passive | 5.09% | April 30, 2026 |
Largest institutional holders
Insiders
15 insiders reported holding 426,154 shares in total, about $9M at the last price.
| Holder | Shares |
|---|---|
| Stewart John REVP - Chief Financial Officer | 97,064 |
| Prame Thomas MChief Executive Officer | 54,980 |
| DeRuiter Kathie AExecutive Vice President | 50,346 |
| Magnuson Michele M.Director | 48,16948,169 held indirectly |
| Secor Mark EExecutive Vice President | 36,974 |
| Blackhurst Eric P.Director | 29,588 |
| Etzler Todd A.Executive Vice President & GC | 28,069 |
| Kerber LynnEVP & CCBO | 27,368 |
| Williams Vanessa PetersonDirector | 12,444 |
| Magnesen Larry SDirector | 10,230 |
Questions about HBNC
What does Horizon Bancorp Inc do?
Horizon Bancorp Inc is a company in the Finance sector, listed on NASDAQ as HBNC. Its shares trade on NASDAQ under the ticker HBNC.
What is Horizon Bancorp Inc's net worth?
Horizon Bancorp Inc has a market value (market cap) of $1.1B at the latest share price, and shareholders' equity of $699.3M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Horizon Bancorp Inc profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $106.7M.
When did Horizon Bancorp Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026.
When is Horizon Bancorp Inc's next earnings report?
Horizon Bancorp Inc's next report is expected around January 1, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Horizon Bancorp Inc pay a dividend?
Yes. Horizon Bancorp Inc declared dividends of $0.64 per share in fiscal 2025, a yield of 3.02% at the current price.
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Where the numbers come from
Financial figures are the values Horizon Bancorp Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.