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DCF valuation

What is U S Global Investors Inc worth?

With the base-case assumptions below, a discounted cash flow model on U S Global Investors Inc's reported free cash flow gives $2.46 per share. The share price was $2.98 on September 25, 2026, 21% above that value.

Inputs from the filings

Free cash flow, fiscal 2026
$682K
Average free cash flow, last 5 years
$2.8M
Cash
$24.3M
balance sheet of June 30, 2026
Debt
$0
not reported, counted as 0
Diluted shares, fiscal 2026
12,686,445
Revenue growth per year, last 5 years
-7.8%

Three sets of assumptions

CaseGrowth yrs 1-5Growth yrs 6-10After year 10Discount rateValue per shareValue vs price
Bear-10.0%-4.0%2.0%10.0%$2.26-24%
Base-5.0%-1.0%2.5%9.0%$2.46-17%
Bull0.0%1.5%3.0%8.0%$2.84-5%

Sensitivity: base case value per share

Discount rate down the side, growth after year 10 across the top. Everything else as in the base case.

1.5%2.0%2.5%3.0%3.5%
7.0%$2.60$2.64$2.68$2.74$2.82
8.0%$2.50$2.53$2.56$2.59$2.64
9.0%$2.43$2.44$2.46$2.49$2.52
10.0%$2.37$2.38$2.40$2.41$2.43
11.0%$2.33$2.34$2.35$2.36$2.37

Where the presets come from

Base: years 1 to 5 grow at U S Global Investors Inc's revenue growth rate over the last 5 fiscal years (-7.8% a year), held between -5% and 15%. Years 6 to 10 grow halfway between that and the long-run rate of 2.5%. Future cash is discounted at 9% a year.

Bear: 5 points less growth, 2% long-run growth, 10% discount rate. Bull: 5 points more growth (at most 25%), 3% long-run growth, 8% discount rate.

Value per share = (present value of 10 years of free cash flow + present value of everything after + cash - debt) / diluted shares.

This is a model run on assumptions, not a recommendation or a price target. Small changes in the discount rate or growth move the result a lot, as the table above shows. Change them yourself in the calculator.

Adjust the assumptions

Move the sliders for growth, long-run growth and discount rate, or switch to average free cash flow, and see the value per share change.

Adjust the assumptions

U S Global Investors Inc company page