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DCF valuation

What is Garmin Ltd worth?

With the base-case assumptions below, a discounted cash flow model on Garmin Ltd's reported free cash flow gives $200.16 per share. The share price was $294.14 on September 25, 2026, 47% above that value.

Inputs from the filings

Free cash flow, fiscal 2025
$1.36B
Average free cash flow, last 5 years
$1.01B
Cash
$2.29B
balance sheet of March 28, 2026
Debt
$0
not reported, counted as 0
Diluted shares, fiscal 2025
193,616,000
Revenue growth per year, last 5 years
11.6%

Three sets of assumptions

CaseGrowth yrs 1-5Growth yrs 6-10After year 10Discount rateValue per shareValue vs price
Bear6.5%4.5%2.0%10.0%$128.62-56%
Base11.5%7.0%2.5%9.0%$200.16-32%
Bull16.5%10.0%3.0%8.0%$342.73+17%

Sensitivity: base case value per share

Discount rate down the side, growth after year 10 across the top. Everything else as in the base case.

1.5%2.0%2.5%3.0%3.5%
7.0%$254.59$271.41$291.98$317.69$350.74
8.0%$213.81$224.72$237.62$253.09$272.01
9.0%$184.09$191.55$200.16$210.20$222.07
10.0%$161.51$166.82$172.83$179.70$187.63
11.0%$143.81$147.70$152.05$156.94$162.48

Where the presets come from

Base: years 1 to 5 grow at Garmin Ltd's revenue growth rate over the last 5 fiscal years (11.6% a year), held between -5% and 15%. Years 6 to 10 grow halfway between that and the long-run rate of 2.5%. Future cash is discounted at 9% a year.

Bear: 5 points less growth, 2% long-run growth, 10% discount rate. Bull: 5 points more growth (at most 25%), 3% long-run growth, 8% discount rate.

Value per share = (present value of 10 years of free cash flow + present value of everything after + cash - debt) / diluted shares.

This is a model run on assumptions, not a recommendation or a price target. Small changes in the discount rate or growth move the result a lot, as the table above shows. Change them yourself in the calculator.

Adjust the assumptions

Move the sliders for growth, long-run growth and discount rate, or switch to average free cash flow, and see the value per share change.

Adjust the assumptions

Garmin Ltd company page