GBank Financial Holdings Inc. financial statements
Income statement, balance sheet and cash flow statement for the last 2 fiscal years, taken from the XBRL data GBank Financial Holdings Inc. files with the SEC in its annual reports.
In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
FY2025
FY2025
Revenue
1,235
Selling and marketing
0.56
2.77
Interest income
0.38
0.46
Pre-tax income
23.9
27.1
Income tax
5.27
6.02
Net income
18.6
20.9
EPS, basic
1.41
1.46
EPS, diluted
1.39
1.44
Shares, basic (weighted)
13.2
14.3
Shares, diluted (weighted)
13.4
14.5
Balance sheet
FY2025
FY2025
Cash and equivalents
124
198
Property, plant and equipment
0.84
1.09
Lease right-of-use assets
4.52
5.3
Total assets
1,122
1,359
Short-term debt
0
0.37
Total liabilities
982
1,194
Paid-in capital
77.6
80.4
Retained earnings
64.4
85.4
Other comprehensive income
-1.31
-0.02
Shareholders' equity
141
166
Total equity
141
166
Total liabilities and equity
1,122
1,359
Shares outstanding
14.3
14.4
Cash flow statement
FY2025
FY2025
Net income
18.6
20.9
Depreciation and amortization
0.25
0.24
Stock-based compensation
1.93
2.06
Deferred income tax
-0.42
0.38
Cash from operations
26.5
9.64
Capital expenditures
-0.19
-0.5
Purchases of investments
-66
-32.9
Sales and maturities of investments
1.92
16.4
Cash from investing
-179
-145
Stock issued
19.5
0.23
Cash from financing
179
209
Net change in cash
26.2
73.7
Free cash flow
26.3
9.14
Interest paid
27.5
32.9
Income taxes paid
5.55
4.15
Key metrics
Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $19.12 on September 25, 2026.
Profitability
Metric
Value
How it is calculated
Effective tax rate
21.4%
Income tax / pre-tax income, when pre-tax income is positive.
Return on equity (ROE)
10.7%
Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)
1.3%
Net income / average total assets.
Growth
Metric
Value
How it is calculated
Net income growth, 1y
12.3%
Net income vs the same period a year earlier. Only from a positive base.
EPS growth, 1y
3.6%
EPS vs the same period a year earlier. Only from a positive base.
Operating cash flow growth, 1y
-63.6%
Operating cash flow vs the same period a year earlier. Only from a positive base.
Free cash flow growth, 1y
-65.2%
Free cash flow vs the same period a year earlier. Only from a positive base.
Book value growth, 1y
17.8%
Book value vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y
21.1%
Total assets vs the same period a year earlier. Only from a positive base.
Share count change, 1y
7.9%
Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Free cash flow / net income, when net income is positive.
Capex / operating cash flow
2.6%
Capital expenditures / cash from operations, when that is positive.
Per share
Metric
Value
How it is calculated
EPS, diluted
$1.27
Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
FCF per share
$2.13
Free cash flow / diluted weighted shares.
Operating cash flow per share
$2.19
Cash from operations / diluted weighted shares.
Book value per share
$11.94
Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Market cap + total debt - cash - short-term investments.
P/E
15.0x
Market cap / net income. Only when net income is positive.
P/B
1.61x
Market cap / shareholders' equity. Only when equity is positive.
Price / tangible book
1.61x
Market cap / tangible book value, when positive.
P/FCF
8.94x
Market cap / free cash flow. Only when free cash flow is positive.
P/OCF
8.71x
Market cap / cash from operations, when positive.
EV/FCF
4.39x
Enterprise value / free cash flow, when both are positive.
FCF yield
11.2%
Free cash flow / market cap.
Earnings yield
6.7%
Net income / market cap (the inverse of P/E).
What was GBank Financial Holdings Inc.'s revenue in fiscal 2025?
GBank Financial Holdings Inc. reported revenue of $1.24B for fiscal 2025.
Was GBank Financial Holdings Inc. profitable in fiscal 2025?
Yes. Net income was $20.9M, a net margin of 1.7%.
How much free cash flow did GBank Financial Holdings Inc. generate in fiscal 2025?
Cash from operations of $9.6M minus capital expenditures of $496.0K left free cash flow of $9.1M.
Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.