First Financial Bancorp (FFBC)
Operating cash flow minus capital spending left $317.1M of free cash flow in fiscal 2025. At September 30, 2026 it held $176.1M in cash against $364.9M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about First Financial Bancorp
- Net worth
- First Financial Bancorp has a market value (market cap) of $3.5B at the latest share price, and shareholders' equity of $2.9B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $337.9M of cash; after $20.8M of capital spending, free cash flow was $317.1M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- First Financial Bancorp's next report is expected around January 27, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- First Financial Bancorp declared dividends of $0.98 per share in fiscal 2025, a yield of 2.98% at the current price.
What First Financial Bancorp does
First Financial Bancorp is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NASDAQ under the ticker FFBC.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $255.6M | $2.66 | $317.1M |
| 2024 | n/a | $228.8M | $2.40 | $241.1M |
| 2023 | n/a | $255.9M | $2.69 | $462.8M |
| 2022 | n/a | $217.6M | $2.30 | $187.1M |
| 2021 | n/a | $205.2M | $2.14 | $372.8M |
| 2020 | n/a | $155.8M | $1.59 | $91.9M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
First Financial Bancorp declared $0.98 per share in fiscal 2025. At the current price that is a yield of 2.98%. It paid out $94.6M in cash dividends, 37% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.98 | $94.6M | 37% |
| 2024 | $0.94 | $89.5M | 39% |
| 2023 | $0.92 | $87.2M | 34% |
| 2022 | $0.92 | $86.6M | 40% |
| 2021 | $0.92 | $87.3M | 43% |
| 2020 | $0.92 | $89.7M | 58% |
Latest SEC filings
What First Financial Bancorp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026
- November 3, 2026
- October 28, 2026
- October 27, 2026Form 425 filing 425
- October 27, 2026
- September 23, 2026
- September 15, 2026Executive or director change8-KFirst Financial Bancorp appointed a new President, Chief Banking Officer, and Chief Operating Officer as part of its succession planning initiative.
- September 4, 2026
- August 6, 2026
- July 27, 2026
Insider trades
What the people running First Financial Bancorp did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $691.9K worth of shares in the last 90 days and bought none on the open market.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 27, 2026 | Massa Timothy ADirector | Received as pay | 1,300 | $42.3K |
| September 30, 2026 | Arvia Anne LDirector | Received as pay | 518 | $16.2K |
| September 30, 2026 | Obrien Thomas MurrayDirector | Received as pay | 259 | $8.1K |
| September 30, 2026 | Porter Andre TDirector | Received as pay | 518 | $16.2K |
| September 30, 2026 | Rahe Maribeth SDirector | Received as pay | 518 | $16.2K |
| September 18, 2026 | Myers Malcolm AChief Transformation Officer | Gave as a gift | 261 | - |
| September 14, 2026 | Reckman Matthew DavidChief Comm. Banking Officer | Received as pay | 15,272 | - |
| September 14, 2026 | Neeley Amanda NEVP, Chief Strategy Officer | Received as pay | 30,544 | - |
Who owns FFBC
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Portfolio Management13G, passive | 6.04% | April 29, 2026 |
| Nomura Asset Management International Inc.13G, passive with 1 related filers | 6% | February 17, 2026 |
| Vanguard Capital Management13G, passive | 5.03% | April 29, 2026 |
Largest institutional holders
Insiders
21 insiders reported holding 1,266,988 shares in total, about $41.7M at the last price.
| Holder | Shares |
|---|---|
| Brown Archie MPresident & CEO, Director | 330,390 |
| Anderson James MChief Financial Officer | 156,392 |
| Neeley Amanda NEVP, Chief Strategy Officer | 96,731 |
| Woods Karen BGeneral Counsel & CAO | 90,234 |
| Dennen Richard SChief Corp. Banking Officer | 76,508 |
| Rahe Maribeth SDirector | 72,402 |
| Harrod William RChief Credit Officer | 66,912 |
| Myers Malcolm AChief Transformation Officer | 60,595 |
| kramer william jDirector | 52,479 |
| Harris Gregory APresident, Wealth Management | 51,233 |
Questions about FFBC
What does First Financial Bancorp do?
First Financial Bancorp is a company in the Finance sector, listed on NASDAQ as FFBC. Its shares trade on NASDAQ under the ticker FFBC.
What is First Financial Bancorp's net worth?
First Financial Bancorp has a market value (market cap) of $3.5B at the latest share price, and shareholders' equity of $2.9B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is First Financial Bancorp profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $294.5M.
When did First Financial Bancorp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026.
When is First Financial Bancorp's next earnings report?
First Financial Bancorp's next report is expected around January 27, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does First Financial Bancorp pay a dividend?
Yes. First Financial Bancorp declared dividends of $0.98 per share in fiscal 2025, a yield of 2.98% at the current price.
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Where the numbers come from
Financial figures are the values First Financial Bancorp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.