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NASDAQ · Finance

First Financial Bancorp (FFBC)

Operating cash flow minus capital spending left $317.1M of free cash flow in fiscal 2025. At September 30, 2026 it held $176.1M in cash against $364.9M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.

Free, no password. An email when FFBC files with the SEC.

Price
$32.93
-0.24% on the day · November 10, 2026
52-week range $23.16 to $36.25
Market cap
$3.5B
P/E
12.4
on FY2025 diluted EPS

Key facts about First Financial Bancorp

Net worth
First Financial Bancorp has a market value (market cap) of $3.5B at the latest share price, and shareholders' equity of $2.9B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Cash flow
In fiscal 2025 operations brought in $337.9M of cash; after $20.8M of capital spending, free cash flow was $317.1M.
Latest report
The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
Next earnings report
First Financial Bancorp's next report is expected around January 27, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Dividend
First Financial Bancorp declared dividends of $0.98 per share in fiscal 2025, a yield of 2.98% at the current price.

What First Financial Bancorp does

First Financial Bancorp is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NASDAQ under the ticker FFBC.

Revenue and profit by year

Net income
FY18: $172.6M $172.6M FY18FY19: $198.1M $198.1M FY19FY20: $155.8M $155.8M FY20FY21: $205.2M $205.2M FY21FY22: $217.6M $217.6M FY22FY23: $255.9M $255.9M FY23FY24: $228.8M $228.8M FY24FY25: $255.6M $255.6M FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025n/an/a$255.6M$2.66$317.1M
2024n/an/a$228.8M$2.40$241.1M
2023n/an/a$255.9M$2.69$462.8M
2022n/an/a$217.6M$2.30$187.1M
2021n/an/a$205.2M$2.14$372.8M
2020n/an/a$155.8M$1.59$91.9M

Earnings: every quarter and the next report date

Full financial statements: income, balance sheet and cash flow

Next report expected around January 27, 2027.

Estimated from its filing rhythm: 52 weeks after its report of January 28, 2026. Not a date the company has announced. See the report calendar · Earnings, quarter by quarter

Dividends

First Financial Bancorp declared $0.98 per share in fiscal 2025. At the current price that is a yield of 2.98%. It paid out $94.6M in cash dividends, 37% of its net income.

Fiscal yearPer sharePaid outOf profit
2025$0.98$94.6M37%
2024$0.94$89.5M39%
2023$0.92$87.2M34%
2022$0.92$86.6M40%
2021$0.92$87.3M43%
2020$0.92$89.7M58%

Per share as declared (or paid, where only that is reported), adjusted for stock splits the company itself restated. Yield is the latest fiscal year's dividend over the current price.

Latest SEC filings

What First Financial Bancorp has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. November 6, 2026
    Quarterly report 10-Q · period to September 30, 2026Diluted EPS $0.77 versus $0.75.
  2. November 3, 2026
  3. October 28, 2026
  4. October 27, 2026
  5. October 27, 2026
  6. September 23, 2026
  7. September 15, 2026
    Executive or director change8-KFirst Financial Bancorp appointed a new President, Chief Banking Officer, and Chief Operating Officer as part of its succession planning initiative.
  8. September 4, 2026
  9. August 6, 2026
    Quarterly report 10-Q · period to June 30, 2026Diluted EPS $0.73 versus $0.73.
  10. July 27, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on October 28, 2026. Insider transactions on SEC

Insider trades

What the people running First Financial Bancorp did with its shares, from the Form 4 filings they must send the SEC within two business days.

Insiders sold $691.9K worth of shares in the last 90 days and bought none on the open market.

Bought (open market)
$0
last 90 days
Sold
$691.9K
last 90 days
Net sold
21,088
$691.9K
DateInsiderWhatSharesPriceValueFiling
October 27, 2026 Massa Timothy ADirector Received as pay 1,300 $32.54 $42.3K Form 4
September 30, 2026 Arvia Anne LDirector Received as pay 518 $31.32 $16.2K Form 4
September 30, 2026 Obrien Thomas MurrayDirector Received as pay 259 $31.32 $8.1K Form 4
September 30, 2026 Porter Andre TDirector Received as pay 518 $31.32 $16.2K Form 4
September 30, 2026 Rahe Maribeth SDirector Received as pay 518 $31.32 $16.2K Form 4
September 18, 2026 Myers Malcolm AChief Transformation Officer Gave as a gift 261 - - Form 4
September 14, 2026 Reckman Matthew DavidChief Comm. Banking Officer Received as pay 15,272 - - Form 4
September 14, 2026 Neeley Amanda NEVP, Chief Strategy Officer Received as pay 30,544 - - Form 4

All insider filings on SEC.gov · Where insiders are buying across the market

Who owns FFBC

Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.

5% holders

Anyone who owns more than 5% of a class of shares must say so on Schedule 13D (if they may seek to influence the company) or 13G (a passive holder). The latest filing of each holder is shown: 13G filings of the last 2 years, 13D of the last 3.

HolderOf classSharesFiled
Vanguard Portfolio Management13G, passive 6.04% 6,322,876 April 29, 2026
Nomura Asset Management International Inc.13G, passive with 1 related filers 6% 5,894,326 February 17, 2026
Vanguard Capital Management13G, passive 5.03% 5,261,371 April 29, 2026

Latest filings below 5%: The Vanguard Group 0% (March 26, 2026); Macquarie Group Limited 0% (February 13, 2026).

Largest institutional holders

No Form 13F positions imported for this company yet.

Insiders

Reported holdings of insiders who filed a Form 4 in the last 12 months: the shares each one held after their latest reported transaction. This is not the total held by all insiders.

21 insiders reported holding 1,266,988 shares in total, about $41.7M at the last price.

HolderSharesAs of
Brown Archie MPresident & CEO, Director 330,390 September 14, 2026
Anderson James MChief Financial Officer 156,392 September 14, 2026
Neeley Amanda NEVP, Chief Strategy Officer 96,731 September 14, 2026
Woods Karen BGeneral Counsel & CAO 90,234 September 14, 2026
Dennen Richard SChief Corp. Banking Officer 76,508 March 7, 2026
Rahe Maribeth SDirector 72,402 September 30, 2026
Harrod William RChief Credit Officer 66,912 March 7, 2026
Myers Malcolm AChief Transformation Officer 60,595 September 18, 2026
kramer william jDirector 52,479 May 26, 2026
Harris Gregory APresident, Wealth Management 51,233 March 7, 2026

Schedule 13D/13G filings on SEC.gov

All filings on SEC EDGAR

Questions about FFBC

What does First Financial Bancorp do?

First Financial Bancorp is a company in the Finance sector, listed on NASDAQ as FFBC. Its shares trade on NASDAQ under the ticker FFBC.

What is First Financial Bancorp's net worth?

First Financial Bancorp has a market value (market cap) of $3.5B at the latest share price, and shareholders' equity of $2.9B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.

Is First Financial Bancorp profitable?

Yes. Over the twelve months to September 30, 2026 it reported net income of $294.5M.

When did First Financial Bancorp last report?

Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026.

When is First Financial Bancorp's next earnings report?

First Financial Bancorp's next report is expected around January 27, 2027. That is an estimate from its filing rhythm, not a date the company has announced.

Does First Financial Bancorp pay a dividend?

Yes. First Financial Bancorp declared dividends of $0.98 per share in fiscal 2025, a yield of 2.98% at the current price.

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Where the numbers come from

Financial figures are the values First Financial Bancorp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.