Stocks Technology EXFY
NASDAQ · TechnologyExpensify, Inc. (EXFY)
Expensify, Inc. brought in $136.1M of revenue over the twelve months to September 30, 2026, down 5.5% from a year earlier. It posted a net loss of $16.6M. Operating cash flow minus capital spending left $20.1M of free cash flow in fiscal 2025. At September 30, 2026 it held $63.7M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 5, 2026.
Key facts about Expensify, Inc.
- Net worth
- Expensify, Inc. has a market value (market cap) of $168.7M at the latest share price, and shareholders' equity of $137.5M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $142.1M (+2.1% year on year), with a net loss of $21.4M. Over the 12 months to September 30, 2026: revenue $136.1M, net loss $16.6M.
- Cash flow
- In fiscal 2025 operations brought in $20.1M of cash; after $17K of capital spending, free cash flow was $20.1M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 5, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Expensify, Inc.'s next report is expected around February 25, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What Expensify, Inc. does
Expensify, Inc. is registered with the SEC under industry code SIC 7372 (Services-Prepackaged Software). Its shares trade on NASDAQ under the ticker EXFY.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $142.1M | -$21.4M | -$0.23 | $20.1M |
| 2024 | $139.2M | -$10.1M | -$0.12 | $23.9M |
| 2023 | $150.7M | -$41.5M | -$0.50 | $175K |
| 2022 | $169.5M | -$27M | -$0.33 | $32.3M |
| 2021 | $142.8M | -$13.6M | -$0.36 | $2.8M |
| 2021 | $88.1M | -$1.7M | -$0.06 | $5.1M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where EXFY ranks in Technology
Latest SEC filings
What Expensify, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 5, 2026Quarterly report 10-Q · period to September 30, 2026Revenue fell 5.8% to $33M versus the same quarter last year; diluted EPS -$0.04 versus -$0.03.
- November 5, 2026
- August 6, 2026
- August 6, 2026Quarterly report 10-Q · period to June 30, 2026Revenue fell 5.3% to $33.9M versus the same quarter last year; diluted EPS -$0.04 versus -$0.10.
- June 12, 2026Form SC TO-I/A filing SC TO-I/A
- June 11, 2026Form SC TO-I/A filing SC TO-I/A
- May 29, 2026Form SC TO-I/A filing SC TO-I/A
- May 29, 2026Other event 8-K
- May 27, 2026
- May 13, 2026Form SC TO-I filing SC TO-I
What is EXFY worth? A DCF from its reported cash flow
Insider trades
What the people running Expensify, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider trades were reported in the last 90 days.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| July 5, 2026 | Liu YingDirector | Received as pay | 3,731 | - |
| June 15, 2026 | Alvarez Divo Carlos EduardoDirector | Soldpre-planned (10b5-1) | 10,700 | $13.7K |
| June 1, 2026 | Barrett David MichaelChief Executive Officer, Director | Soldpre-planned (10b5-1), indirect | 30,000 | $34.5K |
| May 22, 2026 | Christen Timothy LDirector | Received as pay | 123,762 | - |
| May 22, 2026 | Liu YingDirector | Received as pay | 123,762 | - |
| May 22, 2026 | Pao EllenDirector | Received as pay | 123,762 | - |
| May 15, 2026 | Alvarez Divo Carlos EduardoDirector | Soldpre-planned (10b5-1) | 10,000 | $11.3K |
| May 1, 2026 | Barrett David MichaelChief Executive Officer, Director | Soldpre-planned (10b5-1), indirect | 30,000 | $32.4K |
Who owns EXFY
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| David Barrett, individually and as trustee of the Barrett Family Trust, solely in such trust's capacity as the controlling member of Barrett Trust LLC13G, passive with 1 related filers | 6.1% | February 13, 2025 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 101 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| Parallel Advisors, LLC | 2,664,037 | new |
| Vanguard Capital Management LLC | 2,359,172 | +53,482 |
| Aqr Capital Management LLC | 2,085,857 | +1,259,624 |
| Palogic Value Management, L.P. | 1,768,456 | -754,110 |
| CastleKnight Management LP | 1,730,062 | 0 |
| Vanguard Portfolio Management LLC | 1,170,440 | -801,146 |
| BlackRock, Inc. | 1,109,231 | -2,885,275 |
| Jane Street Group, LLC | 1,032,331 | new |
| Formula Growth Ltd | 875,000 | -15,000 |
| Marshall Wace, Llp | 751,773 | -162,536 |
| Renaissance Technologies LLC | 746,700 | +21,700 |
| Geode Capital Management, LLC | 663,229 | -706,730 |
| Millennium Management LLC | 507,991 | new |
| Two Sigma Investments, LP | 506,979 | +142,756 |
| Vanguard Fiduciary Trust Co | 392,794 | +2,783 |
| Morgan Stanley | 335,737 | +62,888 |
| Charles Schwab Investment Management Inc | 260,794 | -119,602 |
| UBS Group AG | 257,293 | +177,568 |
| Ieq Capital, LLC | 254,220 | -293,801 |
| State Street Corp | 243,681 | -479,917 |
Insiders
10 insiders reported holding 16,097,203 shares in total, about $29.8M at the last price.
| Holder | Shares |
|---|---|
| McLaughlin Steven J.10% owner | 12,203,39312,203,393 held indirectly |
| Barrett David MichaelChief Executive Officer, Director | 1,449,6241,228,480 held indirectly |
| Mills Jason FahrDirector | 549,634 |
| Vidal DanielDirector | 454,545 |
| Christen Timothy LDirector | 413,516 |
| Pao EllenDirector | 292,770 |
| Schaffer RyanChief Financial Officer, Director | 238,671 |
| Alvarez Divo Carlos EduardoDirector | 234,080 |
| Liu YingDirector | 183,200 |
| Muralidharan AnuradhaChief Operating Officer, Director | 77,770 |
Questions about EXFY
What does Expensify, Inc. do?
Expensify, Inc. is a company in the Technology sector, listed on NASDAQ as EXFY. Its shares trade on NASDAQ under the ticker EXFY.
What is Expensify, Inc.'s net worth?
Expensify, Inc. has a market value (market cap) of $168.7M at the latest share price, and shareholders' equity of $137.5M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Expensify, Inc. profitable?
No. Over the twelve months to September 30, 2026 it reported a net loss of $16.6M on revenue of $136.1M.
How much revenue does Expensify, Inc. make?
Over the twelve months to September 30, 2026 Expensify, Inc. reported revenue of $136.1M. That is 5.5% less than a year earlier.
When did Expensify, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 5, 2026. It covers the period to September 30, 2026.
When is Expensify, Inc.'s next earnings report?
Expensify, Inc.'s next report is expected around February 25, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Expensify, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.