What is EVERTEC, Inc. worth?
With the base-case assumptions below, a discounted cash flow model on EVERTEC, Inc.'s reported free cash flow gives $78.11 per share. The share price was $33.11 on November 10, 2026, 58% below that value.
Inputs from the filings
Three sets of assumptions
| Case | Growth yrs 1-5 | Discount rate | Value per share | Value vs price |
|---|---|---|---|---|
| Bear | 8.0% | 10.0% | $41.74 | +26% |
| Base | 13.0% | 9.0% | $78.11 | +136% |
| Bull | 18.0% | 8.0% | $145.91 | +341% |
Sensitivity: base case value per share
| 1.5% | 2.0% | 2.5% | 3.0% | 3.5% | |
|---|---|---|---|---|---|
| 7.0% | $105.38 | $113.84 | $124.19 | $137.12 | $153.74 |
| 8.0% | $84.92 | $90.41 | $96.90 | $104.68 | $114.20 |
| 9.0% | $70.03 | $73.78 | $78.11 | $83.17 | $89.14 |
| 10.0% | $58.73 | $61.40 | $64.42 | $67.88 | $71.87 |
| 11.0% | $49.87 | $51.83 | $54.02 | $56.48 | $59.27 |
Where the presets come from
Base: years 1 to 5 grow at EVERTEC, Inc.'s revenue growth rate over the last 5 fiscal years (12.8% a year), held between -5% and 15%. Years 6 to 10 grow halfway between that and the long-run rate of 2.5%. Future cash is discounted at 9% a year.
Bear: 5 points less growth, 2% long-run growth, 10% discount rate. Bull: 5 points more growth (at most 25%), 3% long-run growth, 8% discount rate.
Value per share = (present value of 10 years of free cash flow + present value of everything after + cash - debt) / diluted shares.
This is a model run on assumptions, not a recommendation or a price target. Small changes in the discount rate or growth move the result a lot, as the table above shows. Change them yourself in the calculator.
Adjust the assumptions
Move the sliders for growth, long-run growth and discount rate, or switch to average free cash flow, and see the value per share change.
Adjust the assumptions