Dave Inc. (DAVE)
Dave Inc. brought in $690.6M of revenue over the twelve months to September 30, 2026, up 40.6% from a year earlier. Net income was $194.4M, a net margin of 28.1%. Operating cash flow minus capital spending left $289.7M of free cash flow in fiscal 2025. At September 30, 2026 it held $269.9M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 4, 2026.
Key facts about Dave Inc.
- Net worth
- Dave Inc. has a market value (market cap) of $3.5B at the latest share price, and shareholders' equity of $273.8M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $554.2M (+59.7% year on year), with net income of $195.9M. Over the 12 months to September 30, 2026: revenue $690.6M, net income $194.4M.
- Cash flow
- In fiscal 2025 operations brought in $290M of cash; after $317K of capital spending, free cash flow was $289.7M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 4, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Dave Inc.'s next report is expected around March 1, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What Dave Inc. does
Dave Inc. is registered with the SEC under industry code SIC 6199 (Finance Services). Its shares trade on NASDAQ under the ticker DAVE.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $554.2M | $195.9M | $13.53 | $289.7M |
| 2024 | $347.1M | $57.9M | $4.19 | $124.9M |
| 2023 | $259.1M | -$48.5M | -$4.07 | $33.1M |
| 2022 | $204.8M | -$128.9M | -$11.12 | -$45.6M |
| 2021 | $153M | -$20M | -$4.69 | -$912K |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where DAVE ranks in Finance
Latest SEC filings
What Dave Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026Passive stake changed SCHEDULE 13G/A
- November 5, 2026Passive stake (5% or more) SCHEDULE 13G
- November 4, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 31% to $197.7M versus the same quarter last year; diluted EPS $3.30 versus $6.34.
- November 4, 2026
- September 15, 2026Activist stake changed SCHEDULE 13D/A
- August 14, 2026
- August 14, 2026Passive stake changed SCHEDULE 13G/A
- August 14, 2026Passive stake changed SCHEDULE 13G/A
- August 5, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 30% to $170.8M versus the same quarter last year; diluted EPS $0.49 versus $0.62.
- August 5, 2026
What is DAVE worth? A DCF from its reported cash flow
Insider trades
What the people running Dave Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 2 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| September 2, 2026 | Wilk JasonChief Executive Officer, Director | Shares withheld for tax | 7,809 | $2.9M |
| September 2, 2026 | Beilman KyleCFO and COO and Secretary | Shares withheld for tax | 3,748 | $1.4M |
| June 5, 2026 | Rozov YadinDirector | Gave as a giftindirect | 2,200 | - |
| June 5, 2026 | Preston DanDirector | Soldpre-planned (10b5-1) | 275 | $71.5K |
| June 4, 2026 | Preston DanDirector | Soldpre-planned (10b5-1) | 275 | $68.1K |
| June 2, 2026 | Carroll BrendanDirector | Received as pay | 637 | - |
| June 2, 2026 | Preston DanDirector | Received as pay | 637 | - |
| June 2, 2026 | Rozov YadinDirector | Received as pay | 637 | - |
Who owns DAVE
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Jason Wilk13D, may seek influence | 11.8% | September 15, 2026 |
| Hood River Capital Management LLC13G, passive | 9.15% | February 17, 2026 |
| Fmr LLC13G, passive with 1 related filers | 7.2% | November 5, 2026 |
| Divisadero Street Capital Management, LP13G, passive with 4 related filers | 6.1% | August 14, 2026 |
| Jane Street Group, LLC13G, passive with 2 related filers | 5.4% | April 24, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 347 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 1,667,948 | +839,351 |
| Hood River Capital Management LLC | 1,104,277 | -41,624 |
| Divisadero Street Capital Management, LP | 699,366 | +58,526 |
| Fmr LLC | 479,746 | +248,711 |
| Vanguard Capital Management LLC | 474,139 | -29,389 |
| State Street Corp | 406,752 | +172,964 |
| Renaissance Technologies LLC | 367,378 | -64,422 |
| Geode Capital Management, LLC | 341,843 | +15,503 |
| Driehaus Capital Management LLC | 331,537 | +269,203 |
| Jane Street Group, LLC | 312,197 | +123,480 |
| Invesco Ltd. | 296,156 | +182,281 |
| Dimensional Fund Advisors LP | 255,679 | +2,506 |
| Goldman Sachs Group Inc | 239,466 | +90,983 |
| Vanguard Portfolio Management LLC | 234,648 | +100,155 |
| American Century Companies Inc | 227,827 | +29,199 |
| Whetstone Capital Advisors, LLC | 223,078 | -1,077 |
| Wellington Management Group Llp | 212,175 | -13,867 |
| Fuller & Thaler Asset Management, Inc. | 205,552 | +3,539 |
| Findell Capital Management LLC | 145,000 | -25,000 |
| Franklin Resources Inc | 140,231 | +3,435 |
Insiders
8 insiders reported holding 581,458 shares in total, about $159.2M at the last price.
| Holder | Shares |
|---|---|
| Wilk JasonChief Executive Officer, Director | 292,141 |
| Beilman KyleCFO and COO and Secretary | 192,407 |
| Rozov YadinDirector | 75,834 |
| Mitchell AndreaDirector | 6,509 |
| Pope Michael WDirector | 6,468 |
| Preston DanDirector | 5,191 |
| Carroll BrendanDirector | 2,271 |
| Khajehnouri NimaDirector | 637 |
Questions about DAVE
What does Dave Inc. do?
Dave Inc. is a company in the Finance sector, listed on NASDAQ as DAVE. Its shares trade on NASDAQ under the ticker DAVE.
What is Dave Inc.'s net worth?
Dave Inc. has a market value (market cap) of $3.5B at the latest share price, and shareholders' equity of $273.8M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Dave Inc. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $194.4M on revenue of $690.6M, a net margin of 28.1%.
How much revenue does Dave Inc. make?
Over the twelve months to September 30, 2026 Dave Inc. reported revenue of $690.6M. That is 40.6% more than a year earlier.
When did Dave Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 4, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the passive stake changed from November 6, 2026.
When is Dave Inc.'s next earnings report?
Dave Inc.'s next report is expected around March 1, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Dave Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.