Customers Bancorp, Inc. (CUBI)
Operating cash flow minus capital spending left $481M of free cash flow in fiscal 2025. At September 30, 2026 it held $3.6B in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about Customers Bancorp, Inc.
- Net worth
- Customers Bancorp, Inc. has a market value (market cap) of $2.9B at the latest share price, and shareholders' equity of $2.2B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $494.8M of cash; after $13.7M of capital spending, free cash flow was $481M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Customers Bancorp, Inc.'s next report is expected around January 21, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What Customers Bancorp, Inc. does
Customers Bancorp, Inc. is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NYSE under the ticker CUBI.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $224.1M | $6.26 | $481M |
| 2024 | n/a | $181.5M | $5.09 | $143.6M |
| 2023 | n/a | $250.1M | $7.32 | $124.1M |
| 2022 | n/a | $228M | $6.51 | -$24.9M |
| 2021 | n/a | $314.6M | $8.91 | $294.9M |
| 2020 | $40.2M | $132.6M | $3.74 | $128.4M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Latest SEC filings
What Customers Bancorp, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026
- October 22, 2026
- October 8, 2026Passive stake (5% or more) SCHEDULE 13G
- August 13, 2026Passive stake changed SCHEDULE 13G/A
- August 7, 2026
- July 27, 2026
- July 23, 2026
- July 8, 2026
- June 26, 2026
- June 3, 2026Shareholder vote results 8-K/A
What is CUBI worth? A DCF from its reported cash flow
Insider trades
What the people running Customers Bancorp, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $9.8M worth of shares in the last 90 days and bought none on the open market.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 2, 2026 | Way T LawrenceDirector | Sold | 723 | $61.6K |
| November 2, 2026 | Watkins PhilipEVP, Head of Corp Devel & IR | Exercised options | 2,000 | $56.7K |
| November 2, 2026 | Watkins PhilipEVP, Head of Corp Devel & IR | Sold | 5,500 | $473.9K |
| October 30, 2026 | Way T LawrenceDirector | Sold | 48,796 | $4.1M |
| October 29, 2026 | Sidhu Jay SExec. Chairman, Director | Sold | 50,000 | $4.4M |
| October 24, 2026 | Watkins PhilipEVP, Head of Corp Development | Shares withheld for tax | 3,332 | $281.7K |
| September 15, 2026 | Buford Robert JDirector | Received as pay | 847 | $66.8K |
| September 15, 2026 | Way T LawrenceDirector | Received as pay | 847 | $66.8K |
Who owns CUBI
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Wellington Management Group LLP13G, passive with 3 related filers | 11.9% | August 13, 2026 |
| Dimensional Fund Advisors LP13G, passive | 5.5% | January 21, 2026 |
| Hood River Capital Management LLC13G, passive | 5.05% | February 17, 2026 |
| Bay Pond Investors (Bermuda) L.P.13G, passive | 5% | March 16, 2026 |
| Bay Pond Partners, L.P.13G, passive | 5% | May 18, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 298 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 4,869,339 | -122,591 |
| Wellington Management Group Llp | 4,035,500 | +145,956 |
| State Street Corp | 2,079,651 | +89,081 |
| Dimensional Fund Advisors LP | 2,012,060 | +69,071 |
| Hood River Capital Management LLC | 1,941,996 | +210,686 |
| Vanguard Capital Management LLC | 1,359,670 | -3,946 |
| American Century Companies Inc | 1,173,042 | +67,494 |
| Assenagon Asset Management S.A. | 1,167,136 | +388,347 |
| Geode Capital Management, LLC | 910,283 | +27,963 |
| UBS Group AG | 698,088 | -330,825 |
| Vanguard Portfolio Management LLC | 665,407 | +22,687 |
| Driehaus Capital Management LLC | 634,687 | +11,173 |
| Allspring Global Investments Holdings, LLC | 562,917 | +100,961 |
| Charles Schwab Investment Management Inc | 503,291 | -34,002 |
| Nuveen, LLC | 493,505 | +6,572 |
| Northern Trust Corp | 428,826 | +14,178 |
| Morgan Stanley | 401,607 | -8,675 |
| Invesco Ltd. | 388,415 | +45,073 |
| Emerald Advisers, LLC | 334,660 | -8,549 |
| Goldman Sachs Group Inc | 306,467 | -107,863 |
Insiders
19 insiders reported holding 1,780,754 shares in total, about $151.8M at the last price.
| Holder | Shares |
|---|---|
| Sidhu Jay SExec. Chairman, Director | 799,689181,825 held indirectly |
| Sidhu Samvir S.CEO, Director | 521,714 |
| Rothermel Daniel KDirector | 115,561 |
| Way T LawrenceDirector | 77,890 |
| Zuckerman Steven JDirector | 74,701 |
| Watkins PhilipEVP, Head of Corp Devel & IR | 41,102 |
| Allon Andrea R.Director | 30,659 |
| Buford Robert JDirector | 25,320 |
| Cunningham LyleChief Banking Officer | 19,854 |
| Kasulka Thomas HenryChief Credit Officer | 19,031 |
Questions about CUBI
What does Customers Bancorp, Inc. do?
Customers Bancorp, Inc. is a company in the Finance sector, listed on NYSE as CUBI. Its shares trade on NYSE under the ticker CUBI.
What is Customers Bancorp, Inc.'s net worth?
Customers Bancorp, Inc. has a market value (market cap) of $2.9B at the latest share price, and shareholders' equity of $2.2B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Customers Bancorp, Inc. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $294.1M.
When did Customers Bancorp, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026.
When is Customers Bancorp, Inc.'s next earnings report?
Customers Bancorp, Inc.'s next report is expected around January 21, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Similar companies
Compare CUBI with
Follow CUBI
Get an email when Customers Bancorp, Inc. files with the SEC: results, executive changes, material agreements and annual reports.
Where the numbers come from
Financial figures are the values Customers Bancorp, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.