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DCF valuation

What is Citi Trends Inc worth?

With the base-case assumptions below, a discounted cash flow model on Citi Trends Inc's reported free cash flow gives $7.83 per share. The share price was $49.03 on September 25, 2026, 526% above that value.

Inputs from the filings

Free cash flow, fiscal 2025
$624K
Average free cash flow, last 5 years
-$1.9M
Cash
$55.9M
balance sheet of August 1, 2026
Debt
$0
not reported, counted as 0
Diluted shares, fiscal 2025
8,300,090
Revenue growth per year, last 5 years
0.9%

Three sets of assumptions

CaseGrowth yrs 1-5Growth yrs 6-10After year 10Discount rateValue per shareValue vs price
Bear-4.0%-1.0%2.0%10.0%$7.42-85%
Base1.0%2.0%2.5%9.0%$7.83-84%
Bull6.0%4.5%3.0%8.0%$8.60-82%

Sensitivity: base case value per share

Discount rate down the side, growth after year 10 across the top. Everything else as in the base case.

1.5%2.0%2.5%3.0%3.5%
7.0%$8.11$8.20$8.31$8.44$8.61
8.0%$7.90$7.96$8.02$8.10$8.20
9.0%$7.74$7.78$7.83$7.88$7.94
10.0%$7.63$7.65$7.68$7.72$7.76
11.0%$7.53$7.55$7.57$7.60$7.63

Where the presets come from

Base: years 1 to 5 grow at Citi Trends Inc's revenue growth rate over the last 5 fiscal years (0.9% a year), held between -5% and 15%. Years 6 to 10 grow halfway between that and the long-run rate of 2.5%. Future cash is discounted at 9% a year.

Bear: 5 points less growth, 2% long-run growth, 10% discount rate. Bull: 5 points more growth (at most 25%), 3% long-run growth, 8% discount rate.

Value per share = (present value of 10 years of free cash flow + present value of everything after + cash - debt) / diluted shares.

This is a model run on assumptions, not a recommendation or a price target. Small changes in the discount rate or growth move the result a lot, as the table above shows. Change them yourself in the calculator.

Adjust the assumptions

Move the sliders for growth, long-run growth and discount rate, or switch to average free cash flow, and see the value per share change.

Adjust the assumptions

Citi Trends Inc company page