Stocks Consumer discretionary CRMT
NASDAQ · Consumer discretionaryAmericas Carmart Inc (CRMT)
Americas Carmart Inc brought in $1.1B of revenue over the twelve months to July 31, 2026, down 21.6% from a year earlier. It posted a net loss of $202.4M. Operating cash flow minus capital spending left $63.1M of free cash flow in fiscal 2026. At July 31, 2026 it held $27.5M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on September 9, 2026.
Watch CRMT in 60 secondsWhat Americas Carmart Inc does
Americas Carmart Inc is registered with the SEC under industry code SIC 5500 (Retail-Auto Dealers & Gasoline Stations). Its shares trade on NASDAQ under the ticker CRMT.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2026 | $1.3B | -$139.2M | -$16.79 | $63.1M |
| 2025 | $1.4B | $17.9M | $2.33 | -$52.7M |
| 2024 | $1.4B | -$31.4M | -$4.92 | -$80M |
| 2023 | $1.4B | $20.4M | $3.11 | -$157.8M |
| 2022 | $1.2B | $95M | $13.92 | -$135M |
| 2021 | $909.7M | $104.8M | $15.05 | -$62.8M |
Full financial statements: income, balance sheet and cash flow
Where CRMT ranks in Consumer discretionary
Dividends
It paid out $40K in cash dividends, 0% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | n/a | $40K | 0% |
| 2024 | n/a | $40K | n/a |
| 2023 | n/a | $40K | 0% |
| 2022 | n/a | $40K | 0% |
| 2021 | n/a | $40K | 0% |
| 2020 | n/a | $40K | 0% |
Latest SEC filings
What Americas Carmart Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- September 24, 2026
- September 24, 2026
- September 18, 2026
- September 11, 2026
- September 9, 2026Quarterly report 10-Q · period to July 31, 2026Revenue fell 57% to $145.8M versus the same quarter last year; diluted EPS -$8.28 versus -$0.69.
- September 9, 2026
- September 4, 2026
- September 3, 2026Passive stake changed SCHEDULE 13G/A
- August 14, 2026
- August 14, 2026Additional proxy material DEFA14A
What is CRMT worth? A DCF from its reported cash flow
Insider trades
What the people running Americas Carmart Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 2 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| September 17, 2026 | Fischer JamieChief Operating Officer | Shares withheld for tax | 380 | $676.4 |
| July 20, 2026 | Peterson Adam KFormer 10% beneficial owner | Other change | 437,161 | - |
Who owns CRMT
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Silver Point Capital, L.P.13G, passive with 2 related filers | 9.99% | November 6, 2025 |
| Nantahala Capital Management, LLC13D, may seek influence with 2 related filers | 7.8% | March 12, 2025 |
| Magnolia Capital Fund, LP13G, passive with 2 related filers | 6.6% | September 3, 2026 |
Largest institutional holders
Insiders
2 insiders reported holding 694,940 shares in total, about $736.6K at the last price.
| Holder | Shares |
|---|---|
| Peterson Adam KFormer 10% beneficial owner | 682,714 |
| Fischer JamieChief Operating Officer | 12,226 |
Questions about CRMT
What does Americas Carmart Inc do?
Americas Carmart Inc is registered with the SEC under industry code SIC 5500 (Retail-Auto Dealers & Gasoline Stations). Its shares trade on NASDAQ under the ticker CRMT.
Is Americas Carmart Inc profitable?
No. Over the twelve months to July 31, 2026 it reported a net loss of $202.4M on revenue of $1.1B.
How much revenue does Americas Carmart Inc make?
Over the twelve months to July 31, 2026 Americas Carmart Inc reported revenue of $1.1B. That is 21.6% less than a year earlier.
When did Americas Carmart Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on September 9, 2026. It covers the period to July 31, 2026. Its newest filing of any kind is the insider trade from September 25, 2026.
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Follow CRMT: get an email when it filesWhere the numbers come from
Financial figures are the values Americas Carmart Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.