Stocks Consumer discretionary CRMT
NASDAQ · Consumer discretionaryAmericas Carmart Inc (CRMT)
Americas Carmart Inc brought in $1.1B of revenue over the twelve months to July 31, 2026, down 21.6% from a year earlier. It posted a net loss of $202.4M. Operating cash flow minus capital spending left $63.1M of free cash flow in fiscal 2026. At July 31, 2026 it held $27.5M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on September 9, 2026.
Key facts about Americas Carmart Inc
- Net worth
- Americas Carmart Inc has a market value (market cap) of $7.6M at the latest share price, and shareholders' equity of $376.4M on its balance sheet at July 31, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2026 revenue was $1.3B (-7.9% year on year), with a net loss of $139.2M. Over the 12 months to July 31, 2026: revenue $1.1B, net loss $202.4M.
- Cash flow
- In fiscal 2026 operations brought in $65M of cash; after $1.8M of capital spending, free cash flow was $63.1M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on September 9, 2026 and covers the period to July 31, 2026. Open on SEC EDGAR
- Next earnings report
- Americas Carmart Inc's next report is expected around December 3, 2026. That is an estimate from its filing rhythm, not a date the company has announced.
What Americas Carmart Inc does
Americas Carmart Inc is registered with the SEC under industry code SIC 5500 (Retail-Auto Dealers & Gasoline Stations). Its shares trade on NASDAQ under the ticker CRMT.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2026 | $1.3B | -$139.2M | -$16.79 | $63.1M |
| 2025 | $1.4B | $17.9M | $2.33 | -$52.7M |
| 2024 | $1.4B | -$31.4M | -$4.92 | -$80M |
| 2023 | $1.4B | $20.4M | $3.11 | -$157.8M |
| 2022 | $1.2B | $95M | $13.92 | -$135M |
| 2021 | $909.7M | $104.8M | $15.05 | -$62.8M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where CRMT ranks in Consumer discretionary
Dividends
It paid out $40K in cash dividends, 0% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | n/a | $40K | 0% |
| 2024 | n/a | $40K | n/a |
| 2023 | n/a | $40K | 0% |
| 2022 | n/a | $40K | 0% |
| 2021 | n/a | $40K | 0% |
| 2020 | n/a | $40K | 0% |
Latest SEC filings
What Americas Carmart Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- October 1, 2026Material agreement8-KAmerica's Car-Mart extended its credit agreement limited waiver and covenant relief through October 8, 2026.
- September 24, 2026Material agreement8-KAmerica's Car-Mart extended its credit agreement waiver and covenant relief through October 1, 2026.
- September 24, 2026Executive or director change8-KStockholders of America's Car-Mart approved an expansion of the equity incentive plan and passed all annual meeting proposals.
- September 18, 2026Material agreement8-KAmerica's Car-Mart extended its credit agreement limited waiver through September 24, 2026 while evaluating strategic alternatives.
- September 11, 2026
- September 9, 2026Quarterly report 10-Q · period to July 31, 2026Revenue fell 57% to $145.8M versus the same quarter last year; diluted EPS -$8.28 versus -$0.69.
- September 9, 2026
- September 4, 2026
- September 3, 2026Passive stake changed SCHEDULE 13G/A
- August 14, 2026
What is CRMT worth? A DCF from its reported cash flow
Insider trades
What the people running Americas Carmart Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 2 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| September 30, 2026 | Campbell Douglas W. Jr.President & CEO, Director | Shares withheld for tax | 4,944 | $5K |
| September 17, 2026 | Fischer JamieChief Operating Officer | Shares withheld for tax | 380 | $676.4 |
| July 20, 2026 | Peterson Adam KFormer 10% beneficial owner | Other change | 437,161 | - |
| June 5, 2026 | Collins Jonathan M.Chief Financial Officer | Shares withheld for tax | 506 | $3.9K |
| May 22, 2026 | Judy Vickie D.Chief Accounting Officer | Shares withheld for tax | 1,067 | $12.7K |
| May 1, 2026 | Buba Jonathan ZDirector | Received as pay | 11,801 | - |
| May 1, 2026 | Davis Julia K.Director | Received as pay | 11,801 | - |
| May 1, 2026 | Englander Daniel JDirector | Received as pay | 16,915 | - |
Who owns CRMT
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Silver Point Capital, L.P.13G, passive with 2 related filers | 9.99% | November 6, 2025 |
| Nantahala Capital Management, LLC13D, may seek influence with 2 related filers | 7.8% | March 12, 2025 |
| Magnolia Capital Fund, LP13G, passive with 2 related filers | 6.6% | September 3, 2026 |
Largest institutional holders
Insiders
12 insiders reported holding 1,026,882 shares in total, about $984.4K at the last price.
| Holder | Shares |
|---|---|
| Peterson Adam KFormer 10% beneficial owner | 682,714 |
| Williams Jeffrey ADirector | 116,956 |
| Englander Daniel JDirector | 55,165 |
| Campbell Douglas W. Jr.President & CEO, Director | 48,862 |
| Judy Vickie D.Chief Accounting Officer | 31,819 |
| Morris Dawn CDirector | 17,498 |
| Davis Julia K.Director | 17,382 |
| Joplin Brandi N.Director | 14,720 |
| Fischer JamieChief Operating Officer | 12,226 |
| Buba Jonathan ZDirector | 11,801 |
Questions about CRMT
What does Americas Carmart Inc do?
Americas Carmart Inc is a company in the Consumer discretionary sector, listed on NASDAQ as CRMT. Its shares trade on NASDAQ under the ticker CRMT.
What is Americas Carmart Inc's net worth?
Americas Carmart Inc has a market value (market cap) of $7.6M at the latest share price, and shareholders' equity of $376.4M on its balance sheet at July 31, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Americas Carmart Inc profitable?
No. Over the twelve months to July 31, 2026 it reported a net loss of $202.4M on revenue of $1.1B.
How much revenue does Americas Carmart Inc make?
Over the twelve months to July 31, 2026 Americas Carmart Inc reported revenue of $1.1B. That is 21.6% less than a year earlier.
When did Americas Carmart Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on September 9, 2026. It covers the period to July 31, 2026. Its newest filing of any kind is the insider trade from October 2, 2026.
When is Americas Carmart Inc's next earnings report?
Americas Carmart Inc's next report is expected around December 3, 2026. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Americas Carmart Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.