Invesaro

Stocks CRI DCF valuation

DCF valuation

What is Carters Inc worth?

With the base-case assumptions below, a discounted cash flow model on Carters Inc's reported free cash flow gives $27.45 per share. The share price was $31.31 on September 25, 2026, 14% above that value.

Inputs from the filings

Free cash flow, fiscal 2025
$68.6M
Average free cash flow, last 5 years
$211.9M
Cash
$653.6M
balance sheet of July 4, 2026
Debt
$567.8M
balance sheet of July 4, 2026
Diluted shares, fiscal 2025
35,404,920
Revenue growth per year, last 5 years
-0.8%

Three sets of assumptions

CaseGrowth yrs 1-5Growth yrs 6-10After year 10Discount rateValue per shareValue vs price
Bear-6.0%-2.0%2.0%10.0%$18.11-42%
Base-1.0%1.0%2.5%9.0%$27.45-12%
Bull4.0%3.5%3.0%8.0%$44.89+43%

Sensitivity: base case value per share

Discount rate down the side, growth after year 10 across the top. Everything else as in the base case.

1.5%2.0%2.5%3.0%3.5%
7.0%$33.87$35.78$38.12$41.05$44.82
8.0%$29.11$30.35$31.82$33.58$35.74
9.0%$25.62$26.47$27.45$28.59$29.95
10.0%$22.95$23.55$24.24$25.02$25.92
11.0%$20.84$21.28$21.77$22.33$22.96

Where the presets come from

Base: years 1 to 5 grow at Carters Inc's revenue growth rate over the last 5 fiscal years (-0.8% a year), held between -5% and 15%. Years 6 to 10 grow halfway between that and the long-run rate of 2.5%. Future cash is discounted at 9% a year.

Bear: 5 points less growth, 2% long-run growth, 10% discount rate. Bull: 5 points more growth (at most 25%), 3% long-run growth, 8% discount rate.

Value per share = (present value of 10 years of free cash flow + present value of everything after + cash - debt) / diluted shares.

This is a model run on assumptions, not a recommendation or a price target. Small changes in the discount rate or growth move the result a lot, as the table above shows. Change them yourself in the calculator.

Adjust the assumptions

Move the sliders for growth, long-run growth and discount rate, or switch to average free cash flow, and see the value per share change.

Adjust the assumptions

Carters Inc company page