CNFinance Holdings Ltd. (CNF)
It posted a net loss of CN¥470.4M. Operating cash flow minus capital spending left CN¥80.9M of free cash flow in fiscal 2025. At December 31, 2025 it held CN¥338.2M in cash against CN¥205.3M of debt. Its latest periodic report to the SEC is the annual report (foreign issuer) (20-F) filed on April 30, 2026.
Key facts about CNFinance Holdings Ltd.
- Net worth
- CNFinance Holdings Ltd. has a market value (market cap) of $37M at the latest share price, and shareholders' equity of CN¥3.6B on its balance sheet at December 31, 2025. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in CN¥84.4M of cash; after CN¥3.6M of capital spending, free cash flow was CN¥80.9M.
- Latest report
- The latest periodic report (annual report (foreign issuer), 20-F) was filed with the SEC on April 30, 2026 and covers the period to December 31, 2025. Open on SEC EDGAR
What CNFinance Holdings Ltd. does
CNFinance Holdings Ltd. is registered with the SEC under industry code SIC 6199 (Finance Services). Its shares trade on NYSE under the ticker CNF.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | -CN¥470.4M | n/a | CN¥80.9M |
| 2024 | n/a | CN¥37.8M | n/a | CN¥749.3M |
| 2023 | n/a | CN¥164.6M | CN¥0.11 | CN¥1.6B |
| 2022 | n/a | CN¥135.4M | CN¥0.09 | CN¥829.4M |
| 2021 | n/a | CN¥65.2M | CN¥0.05 | CN¥685.9M |
| 2020 | n/a | CN¥114.9M | CN¥0.08 | CN¥1.1B |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Latest SEC filings
What CNFinance Holdings Ltd. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- August 28, 2026
- August 14, 2026Form F-3/A filing F-3/A
- July 1, 2026Form F-3/A filing F-3/A
- May 11, 2026Activist stake (5% or more) SCHEDULE 13D
- May 6, 2026
- April 30, 2026
- April 30, 2026Annual report (foreign issuer) 20-F · period to December 31, 2025Net loss of 470.4M CNY versus net income of 37.8M CNY.
- February 12, 2026Passive stake changed SCHEDULE 13G/A
- February 12, 2026Form F-3 filing F-3
- February 12, 2026
Insider trades
What the people running CNFinance Holdings Ltd. did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider trades were reported in the last 90 days.
Who owns CNF
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Bin Zhai13D, may seek influence with 1 related filers | 66.95% | May 11, 2026 |
| Sussman, S Donald13G, passive | 8.9% | February 13, 2025 |
| Neil Gagnon13G, passive with 2 related filers | 6.8% | February 12, 2026 |
Largest institutional holders
Insiders
Questions about CNF
What does CNFinance Holdings Ltd. do?
CNFinance Holdings Ltd. is a company in the Finance sector, listed on NYSE as CNF. Its shares trade on NYSE under the ticker CNF.
What is CNFinance Holdings Ltd.'s net worth?
CNFinance Holdings Ltd. has a market value (market cap) of $37M at the latest share price, and shareholders' equity of CN¥3.6B on its balance sheet at December 31, 2025. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is CNFinance Holdings Ltd. profitable?
No. In fiscal 2025 it reported a net loss of CN¥470.4M.
When did CNFinance Holdings Ltd. last report?
Its most recent periodic report is the annual report (foreign issuer) (20-F) filed on April 30, 2026. It covers the period to December 31, 2025. Its newest filing of any kind is the foreign issuer update from August 28, 2026.
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Where the numbers come from
Financial figures are the values CNFinance Holdings Ltd. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.