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Stocks CBZ DCF valuation

DCF valuation

What is CBIZ, Inc. worth?

With the base-case assumptions below, a discounted cash flow model on CBIZ, Inc.'s reported free cash flow gives $68.95 per share. The share price was $54.68 on September 25, 2026, 21% below that value.

Inputs from the filings

Free cash flow, fiscal 2025
$175.5M
Average free cash flow, last 5 years
$131.3M
Cash
$20.9M
balance sheet of June 30, 2026
Debt
$1.46B
balance sheet of June 30, 2026
Diluted shares, fiscal 2025
63,240,000
Revenue growth per year, last 5 years
23.4%

Three sets of assumptions

CaseGrowth yrs 1-5Growth yrs 6-10After year 10Discount rateValue per shareValue vs price
Bear10.0%6.0%2.0%10.0%$32.97-40%
Base15.0%9.0%2.5%9.0%$68.95+26%
Bull20.0%11.5%3.0%8.0%$135.95+149%

Sensitivity: base case value per share

Discount rate down the side, growth after year 10 across the top. Everything else as in the base case.

1.5%2.0%2.5%3.0%3.5%
7.0%$96.19$104.69$115.07$128.05$144.74
8.0%$75.73$81.24$87.75$95.56$105.11
9.0%$60.84$64.60$68.95$74.02$80.01
10.0%$49.55$52.23$55.26$58.73$62.73
11.0%$40.71$42.68$44.87$47.34$50.14

Where the presets come from

Base: years 1 to 5 grow at CBIZ, Inc.'s revenue growth rate over the last 5 fiscal years (23.4% a year), held between -5% and 15%. Years 6 to 10 grow halfway between that and the long-run rate of 2.5%. Future cash is discounted at 9% a year.

Bear: 5 points less growth, 2% long-run growth, 10% discount rate. Bull: 5 points more growth (at most 25%), 3% long-run growth, 8% discount rate.

Value per share = (present value of 10 years of free cash flow + present value of everything after + cash - debt) / diluted shares.

This is a model run on assumptions, not a recommendation or a price target. Small changes in the discount rate or growth move the result a lot, as the table above shows. Change them yourself in the calculator.

Adjust the assumptions

Move the sliders for growth, long-run growth and discount rate, or switch to average free cash flow, and see the value per share change.

Adjust the assumptions

CBIZ, Inc. company page