Stocks Consumer discretionary CASS
NASDAQ · Consumer discretionaryCass Information Systems Inc (CASS)
Cass Information Systems Inc brought in $201.6M of revenue over the twelve months to September 30, 2026, up 8.1% from a year earlier. Net income was $38.2M, a net margin of 18.9%. Operating cash flow minus capital spending left $31.8M of free cash flow in fiscal 2025. At September 30, 2026 it held $255.9M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 4, 2026.
Key facts about Cass Information Systems Inc
- Net worth
- Cass Information Systems Inc has a market value (market cap) of $711.4M at the latest share price, and shareholders' equity of $226M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $190.8M (+5.3% year on year), with net income of $35.1M. Over the 12 months to September 30, 2026: revenue $201.6M, net income $38.2M.
- Cash flow
- In fiscal 2025 operations brought in $37.4M of cash; after $5.7M of capital spending, free cash flow was $31.8M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 4, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Cass Information Systems Inc's next report is expected around January 21, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Cass Information Systems Inc paid dividends of $1.25 per share in fiscal 2025, a yield of 2.25% at the current price.
What Cass Information Systems Inc does
Cass Information Systems Inc is registered with the SEC under industry code SIC 7389 (Services-Business Services, NEC). Its shares trade on NASDAQ under the ticker CASS.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $190.8M | $35.1M | $2.61 | $31.8M |
| 2024 | $181.2M | $19.2M | $1.39 | $30.4M |
| 2023 | $177M | $30.1M | $2.18 | $25M |
| 2022 | $182.5M | $34.9M | $2.53 | $45.7M |
| 2021 | $154.1M | $28.6M | $2.00 | $30.2M |
| 2020 | $145M | $25.2M | $1.73 | $45.8M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where CASS ranks in Consumer discretionary
Dividends
Cass Information Systems Inc paid $1.25 per share in fiscal 2025. At the current price that is a yield of 2.25%. It paid out $16.5M in cash dividends, 47% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.25 | $16.5M | 47% |
| 2024 | $1.21 | $16.5M | 86% |
| 2023 | $1.17 | $16M | 53% |
| 2022 | $1.13 | $15.4M | 44% |
| 2021 | $1.09 | $15.4M | 54% |
| 2020 | $1.08 | $15.6M | 62% |
Latest SEC filings
What Cass Information Systems Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 4, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 5.3% to $52.7M versus the same quarter last year; diluted EPS $0.81 versus $0.68.
- October 22, 2026
- October 8, 2026Executive or director change8-KCass Information Systems entered into a consulting agreement with Dwight Erdbruegger following his retirement.
- August 5, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 12% to $49.9M versus the same quarter last year; diluted EPS $0.81 versus $0.66.
- July 23, 2026
- June 29, 2026
- May 5, 2026Quarterly report 10-Q · period to March 31, 2026Revenue rose 5.8% to $49.1M versus the same quarter last year; diluted EPS $0.67 versus $0.66.
- April 23, 2026
- March 30, 2026
- March 26, 2026Passive stake changed SCHEDULE 13G/A
What is CASS worth? A DCF from its reported cash flow
Insider trades
What the people running Cass Information Systems Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 3 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| September 10, 2026 | Wicks FrankDirector | Received as pay | 236 | $13K |
| September 10, 2026 | Rupp Joseph DDirector | Received as pay | 236 | $13K |
| September 10, 2026 | Schilling Randall LDirector | Received as pay | 236 | $13K |
| June 11, 2026 | Wicks FrankDirector | Received as pay | 262 | $13K |
| June 11, 2026 | Rupp Joseph DDirector | Received as pay | 262 | $13K |
| June 11, 2026 | Schilling Randall LDirector | Received as pay | 262 | $13K |
| April 23, 2026 | Wicks FrankDirector | Received as pay | 1,704 | $80K |
| April 23, 2026 | Brunngraber Eric HExecutive Chairman, Director | Received as pay | 1,704 | $80K |
Who owns CASS
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 170 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 1,001,610 | +98,327 |
| Vanguard Capital Management LLC | 538,563 | -11,892 |
| Brown Advisory Inc | 527,301 | +5,661 |
| Heartland Advisors Inc | 493,406 | +22,882 |
| Speece Thorson Capital Group Inc | 347,328 | -6,909 |
| Dimensional Fund Advisors LP | 341,431 | -5,245 |
| Geode Capital Management, LLC | 304,461 | +15,540 |
| State Street Corp | 289,009 | +1,441 |
| ProShare Advisors LLC | 279,918 | -9,928 |
| Tributary Capital Management, LLC | 241,747 | -7,191 |
| Vanguard Portfolio Management LLC | 180,902 | +14,520 |
| Punch & Associates Investment Management, Inc. | 156,527 | +43,467 |
| Crawford Investment Counsel Inc | 134,585 | +12,763 |
| Arrowstreet Capital, Limited Partnership | 125,341 | -12,349 |
| Aqr Capital Management LLC | 108,997 | +51,193 |
| Acumen Wealth Advisors, LLC | 105,619 | -200 |
| Northern Trust Corp | 105,172 | +4,612 |
| Charles Schwab Investment Management Inc | 95,919 | +1,300 |
| Nuveen, LLC | 85,787 | +59,218 |
| Goldman Sachs Group Inc | 84,019 | +2,430 |
Insiders
17 insiders reported holding 518,434 shares in total, about $28.8M at the last price.
| Holder | Shares |
|---|---|
| Brunngraber Eric HExecutive Chairman, Director | 171,766 |
| Resch Martin H.President & CEO | 50,938 |
| Wicks FrankDirector | 34,519 |
| Schilling Randall LDirector | 33,886 |
| Edwards Benjamin F IVDirector | 29,604 |
| Ebel Robert ADirector | 26,973 |
| Lindemann James JDirector | 25,466 |
| Rupp Joseph DDirector | 24,217 |
| Erdbruegger Dwight DPresident | 22,945 |
| Cavellier James M JrCIO | 21,160 |
Questions about CASS
What does Cass Information Systems Inc do?
Cass Information Systems Inc is a company in the Consumer discretionary sector, listed on NASDAQ as CASS. Its shares trade on NASDAQ under the ticker CASS.
What is Cass Information Systems Inc's net worth?
Cass Information Systems Inc has a market value (market cap) of $711.4M at the latest share price, and shareholders' equity of $226M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Cass Information Systems Inc profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $38.2M on revenue of $201.6M, a net margin of 18.9%.
How much revenue does Cass Information Systems Inc make?
Over the twelve months to September 30, 2026 Cass Information Systems Inc reported revenue of $201.6M. That is 8.1% more than a year earlier.
When did Cass Information Systems Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 4, 2026. It covers the period to September 30, 2026.
When is Cass Information Systems Inc's next earnings report?
Cass Information Systems Inc's next report is expected around January 21, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Cass Information Systems Inc pay a dividend?
Yes. Cass Information Systems Inc paid dividends of $1.25 per share in fiscal 2025, a yield of 2.25% at the current price.
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Where the numbers come from
Financial figures are the values Cass Information Systems Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.