What is Bank of Hawaii Corp worth?
With the base-case assumptions below, a discounted cash flow model on Bank of Hawaii Corp's reported free cash flow gives $62.48 per share. The share price was $70.46 on November 10, 2026, 13% above that value.
Inputs from the filings
Three sets of assumptions
| Case | Growth yrs 1-5 | Discount rate | Value per share | Value vs price |
|---|---|---|---|---|
| Bear | -2.5% | 10.0% | $34.94 | -50% |
| Base | 2.5% | 9.0% | $62.48 | -11% |
| Bull | 7.5% | 8.0% | $116.10 | +65% |
Sensitivity: base case value per share
| 1.5% | 2.0% | 2.5% | 3.0% | 3.5% | |
|---|---|---|---|---|---|
| 7.0% | $81.84 | $87.68 | $94.82 | $103.74 | $115.22 |
| 8.0% | $67.44 | $71.23 | $75.71 | $81.08 | $87.65 |
| 9.0% | $56.90 | $59.49 | $62.48 | $65.96 | $70.08 |
| 10.0% | $48.84 | $50.69 | $52.77 | $55.16 | $57.91 |
| 11.0% | $42.49 | $43.84 | $45.35 | $47.05 | $48.98 |
Where the presets come from
Base: years 1 to 5 grow at Bank of Hawaii Corp's revenue growth rate over the last 3 fiscal years (2.7% a year), held between -5% and 15%. Years 6 to 10 grow halfway between that and the long-run rate of 2.5%. Future cash is discounted at 9% a year.
Bear: 5 points less growth, 2% long-run growth, 10% discount rate. Bull: 5 points more growth (at most 25%), 3% long-run growth, 8% discount rate.
Value per share = (present value of 10 years of free cash flow + present value of everything after + cash - debt) / diluted shares.
This is a model run on assumptions, not a recommendation or a price target. Small changes in the discount rate or growth move the result a lot, as the table above shows. Change them yourself in the calculator.
Adjust the assumptions
Move the sliders for growth, long-run growth and discount rate, or switch to average free cash flow, and see the value per share change.
Adjust the assumptions