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Bread Financial Holdings, Inc. (BFH) earnings

Quarterly results of Bread Financial Holdings, Inc. as filed with the SEC: revenue, net income and earnings per share for each of the last 8 quarters, the latest results release and when the next one is expected.

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Next earnings date

Bread Financial Holdings, Inc. is expected to report around January 21, 2027. That is an estimate from its filing rhythm (the usual gap between its reports), not a date the company has announced.

Latest quarter: Q2 FY2026

In Q2 FY2026 (ended June 30, 2026) Bread Financial Holdings, Inc. reported revenue of $993M (+6.9% on the same quarter a year earlier) and net income of $146M (+5% on the same quarter a year earlier).

Diluted earnings per share were $3.55 (+20.7% on the same quarter a year earlier).

Filed with the SEC on July 28, 2026.

Revenue by quarter
Q3 24: $983M $983M Q3 24Q4 24: $925M $925M Q4 24Q1 25: $970M $970M Q1 25Q2 25: $929M $929M Q2 25Q3 25: $971M $971M Q3 25Q4 25: $975M $975M Q4 25Q1 26: $1B $1B Q1 26Q2 26: $993M $993M Q2 26
Net income by quarter
Q3 24: $2M $2M Q3 24Q4 24: $8M $8M Q4 24Q1 25: $138M $138M Q1 25Q2 25: $139M $139M Q2 25Q3 25: $188M $188M Q3 25Q4 25: $53M $53M Q4 25Q1 26: $181M $181M Q1 26Q2 26: $146M $146M Q2 26

Quarter by quarter

QuarterEndedRevenuevs year agoNet incomeEPS
Q2 FY2026June 30, 2026$993M+6.9%$146M$3.55
Q1 FY2026March 31, 2026$1B+4.9%$181M$4.15
Q4 FY2025December 31, 2025$975M+5.4%$53M-
Q3 FY2025September 30, 2025$971M-1.2%$188M$3.96
Q2 FY2025June 30, 2025$929M-$139M$2.94
Q1 FY2025March 31, 2025$970M-$138M$2.78
Q4 FY2024December 31, 2024$925M-$8M-
Q3 FY2024September 30, 2024$983M-$2M$0.05

Fourth quarters are the fiscal year minus the first three, as most companies report no separate Q4 figures.

Results filings

When is Bread Financial Holdings, Inc.'s next earnings date?

Bread Financial Holdings, Inc. is expected to report around January 21, 2027. That is an estimate from its filing rhythm (the usual gap between its reports), not a date the company has announced.

What were Bread Financial Holdings, Inc.'s latest quarterly results?

For Q2 FY2026, which ended June 30, 2026, Bread Financial Holdings, Inc. reported revenue of $993M and net income of $146M (+5% on the same quarter a year earlier). The figures come from its filing with the SEC.

Is Bread Financial Holdings, Inc.'s revenue growing?

Revenue in Q2 FY2026 was $993M, up 6.9% from $929M in the same quarter a year earlier.

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Source: quarterly figures Bread Financial Holdings, Inc. tags in its 10-Q and 10-K filings (SEC EDGAR XBRL). Not investment advice.

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