Income statement, balance sheet and cash flow statement for the last 4 fiscal years, taken from the XBRL data BANK OF CHILE files with the SEC in its annual reports.
In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
FY2017
FY2018
FY2020
FY2021
General and administrative
506
478
448
381
Operating expenses
37.5
Operating income
1,108
1,091
716
1,560
Pre-tax income
1,117
1,101
709
1,563
Income tax
187
230
Net income to minority interests
0
0
0
0
Net income
930
870
-564
-1,239
EBITDA
1,169
1,145
EPS, basic
5.98
3.98
EPS, diluted
5.98
3.98
Balance sheet
FY2017
FY2018
FY2020
FY2021
Cash and equivalents
2,074
1,847
2,669
4,686
Property, plant and equipment
351
311
306
261
Lease right-of-use assets
167
118
Total assets
52,908
51,352
63,985
60,314
Total liabilities
47,148
46,055
58,370
54,663
Retained earnings
92,240
Shareholders' equity
5,297
5,615
5,652
Minority interests
0
0
0
0
Total equity
5,761
5,297
5,615
5,652
Total liabilities and equity
52,908
51,352
63,985
60,314
Cash flow statement
FY2017
FY2018
FY2020
FY2021
Net income
930
870
564
1,239
Depreciation and amortization
61
54.3
Cash from operations
1,418
-1,924
-3,473
3,525
Capital expenditures
-37.7
-40.5
-40
-40.1
Cash from investing
-1,923
601
295
-3,504
Dividends paid
-556
-539
-492
-258
Cash from financing
216
930
2,053
1,614
Exchange rate effect
-62.4
167
-48.3
381
Free cash flow
1,380
-1,965
-3,513
3,485
Key metrics
Worked out from the statements above. Latest values use fiscal 2021. Valuation uses the share price of $42.04 on September 25, 2026.
Profitability
Metric
Value
How it is calculated
Return on equity (ROE)
-22.0%
Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)
-2.0%
Net income / average total assets.
Return on invested capital (ROIC)
63.0%
Approximation: operating income x (1 - tax rate) / average (total debt + equity - cash). Tax rate is the effective rate when between 0% and 50%, else 21%.
Growth
Metric
Value
How it is calculated
Operating income growth, 1y
117.8%
Operating income vs the same period a year earlier. Only from a positive base.
Book value growth, 1y
0.7%
Book value vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y
-5.7%
Total assets vs the same period a year earlier. Only from a positive base.
Capital expenditures / cash from operations, when that is positive.
Per share
Metric
Value
How it is calculated
Dividends / FCF
7.4%
Dividends paid / free cash flow, when free cash flow is positive.
Valuation
Metric
Value
How it is calculated
Market cap
$21.23B
Share price x shares outstanding.
Enterprise value
$16.55B
Market cap + total debt - cash - short-term investments.
P/B
3.76x
Market cap / shareholders' equity. Only when equity is positive.
Price / tangible book
3.76x
Market cap / tangible book value, when positive.
P/FCF
6.09x
Market cap / free cash flow. Only when free cash flow is positive.
P/OCF
6.02x
Market cap / cash from operations, when positive.
EV/EBIT
10.6x
Enterprise value / operating income, when both are positive.
EV/FCF
4.75x
Enterprise value / free cash flow, when both are positive.
FCF yield
16.4%
Free cash flow / market cap.
Earnings yield
-5.8%
Net income / market cap (the inverse of P/E).
Dividend yield
1.2%
Dividends paid over the period / market cap.
Shareholder yield
1.2%
(Dividends paid + share buybacks) / market cap.
Was BANK OF CHILE profitable in fiscal 2021?
No. It reported a net loss of $1.24B.
How much free cash flow did BANK OF CHILE generate in fiscal 2021?
Cash from operations of $3.53B minus capital expenditures of $40.1M left free cash flow of $3.49B.
Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.