Credicorp Ltd (BAP)
Credicorp Ltd reported revenue of PEN 27.5B in fiscal 2024, up 7.0% from a year earlier. Net income was PEN 5.5B, a net margin of 20.0%. Operating cash flow minus capital spending left PEN 14.2B of free cash flow in fiscal 2024. At December 31, 2024 it held PEN 47.6B in cash. Its latest periodic report to the SEC is the annual report (foreign issuer) (20-F) filed on April 27, 2026.
Key facts about Credicorp Ltd
- Net worth
- Credicorp Ltd has a market value (market cap) of $36.2B at the latest share price, and shareholders' equity of PEN 34.3B on its balance sheet at December 31, 2024. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2024 revenue was PEN 27.5B (+7.0% year on year), with net income of PEN 5.5B.
- Cash flow
- In fiscal 2024 operations brought in PEN 14.5B of cash; after PEN 310.1M of capital spending, free cash flow was PEN 14.2B.
- Latest report
- The latest periodic report (annual report (foreign issuer), 20-F) was filed with the SEC on April 27, 2026 and covers the period to December 31, 2025. Open on SEC EDGAR
What Credicorp Ltd does
Credicorp Ltd is registered with the SEC under industry code SIC 6029 (Commercial Banks, NEC). Its shares trade on NYSE under the ticker BAP.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2024 | PEN 27.5B | PEN 5.5B | PEN 69.09 | PEN 14.2B |
| 2023 | PEN 25.7B | PEN 4.9B | PEN 61.08 | PEN 3.8B |
| 2022 | PEN 20.9B | PEN 4.6B | PEN 58.32 | -PEN 1.3B |
| 2021 | PEN 19.5B | PEN 3.6B | PEN 44.99 | PEN 3.9B |
| 2020 | PEN 18.4B | PEN 346.9M | PEN 4.36 | PEN 12.6B |
| 2019 | PEN 19.7B | PEN 4.3B | PEN 53.53 | PEN 6.8B |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where BAP ranks in Finance
Dividends
It paid out PEN 3.7B in cash dividends, 67% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2024 | n/a | PEN 3.7B | 67% |
| 2023 | n/a | PEN 2B | 41% |
| 2022 | n/a | PEN 1.2B | 26% |
| 2021 | n/a | PEN 398.8M | 11% |
| 2020 | n/a | PEN 2.4B | 690% |
| 2019 | n/a | PEN 1.6B | 37% |
Latest SEC filings
What Credicorp Ltd has filed recently, newest first. Each links to the original document on SEC EDGAR.
- September 17, 2026
- August 17, 2026
- August 12, 2026Passive stake (5% or more) SCHEDULE 13G
- August 3, 2026Passive stake changed SCHEDULE 13G/A
- July 27, 2026Passive stake (5% or more) SCHEDULE 13G
- June 24, 2026
- June 10, 2026
- June 9, 2026
- May 18, 2026
- May 13, 2026
Insider trades
What the people running Credicorp Ltd did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider trades were reported in the last 90 days.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| June 5, 2026 | Cavero Diego AntonioCEO Head Universal Banking | Sold | 3,500 | $1.1M |
| May 21, 2026 | Perez-Reyes AlejandroCFO | Sold | 1,073 | $362.1K |
Who owns BAP
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Capital World Investors13G, passive | 5.6% | August 12, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 429 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 4,963,464 | +208,161 |
| Capital World Investors | 4,400,712 | +494,313 |
| Fmr LLC | 3,925,989 | +653,975 |
| Dodge & Cox | 2,614,315 | -795,860 |
| Baillie Gifford & Co | 2,585,751 | -143,747 |
| Jpmorgan Chase & Co | 2,433,947 | +342,323 |
| Massachusetts Financial Services Co | 2,126,364 | -660,853 |
| Royal Bank of Canada | 1,627,915 | -94,011 |
| Westwood Global Investments, LLC | 1,575,424 | +4,158 |
| State Street Corp | 1,361,977 | +18,344 |
| Harding Loevner LP | 1,278,788 | -46,731 |
| Goldman Sachs Group Inc | 925,192 | +241,853 |
| Schroder Investment Management Group | 871,316 | +10,591 |
| Lazard Asset Management LLC | 850,620 | +257,344 |
| Pzena Investment Management LLC | 836,569 | -75,491 |
| Arrowstreet Capital, Limited Partnership | 810,174 | -32,606 |
| Bank of Nova Scotia | 799,051 | +481,807 |
| Invesco Ltd. | 789,477 | -160,122 |
| Aristotle Capital Management, LLC | 707,537 | -39,791 |
| Bank of America Corp | 678,940 | +195,024 |
Insiders
2 insiders reported holding 9,052 shares in total, about $3.5M at the last price.
| Holder | Shares |
|---|---|
| Cavero Diego AntonioCEO Head Universal Banking | 7,307 |
| Perez-Reyes AlejandroCFO | 1,745 |
Questions about BAP
What does Credicorp Ltd do?
Credicorp Ltd is a company in the Finance sector, listed on NYSE as BAP. Its shares trade on NYSE under the ticker BAP.
What is Credicorp Ltd's net worth?
Credicorp Ltd has a market value (market cap) of $36.2B at the latest share price, and shareholders' equity of PEN 34.3B on its balance sheet at December 31, 2024. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Credicorp Ltd profitable?
Yes. In fiscal 2024 it reported net income of PEN 5.5B on revenue of PEN 27.5B, a net margin of 20.0%.
How much revenue does Credicorp Ltd make?
In fiscal 2024 Credicorp Ltd reported revenue of PEN 27.5B. That is 7.0% more than a year earlier.
When did Credicorp Ltd last report?
Its most recent periodic report is the annual report (foreign issuer) (20-F) filed on April 27, 2026. It covers the period to December 31, 2025. Its newest filing of any kind is the foreign issuer update from September 17, 2026.
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Where the numbers come from
Financial figures are the values Credicorp Ltd tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.