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Stocks AON DCF valuation

DCF valuation

What is Aon plc worth?

With the base-case assumptions below, a discounted cash flow model on Aon plc's reported free cash flow gives $290.88 per share. The share price was $277.99 on September 25, 2026, 4% below that value.

Inputs from the filings

Free cash flow, fiscal 2025
$3.22B
Average free cash flow, last 5 years
$2.86B
Cash
$1.06B
balance sheet of June 30, 2026
Debt
$12.95B
balance sheet of June 30, 2026
Diluted shares, fiscal 2025
217,100,000
Revenue growth per year, last 5 years
9.2%

Three sets of assumptions

CaseGrowth yrs 1-5Growth yrs 6-10After year 10Discount rateValue per shareValue vs price
Bear4.0%3.0%2.0%10.0%$157.02-44%
Base9.0%6.0%2.5%9.0%$290.88+5%
Bull14.0%8.5%3.0%8.0%$540.63+94%

Sensitivity: base case value per share

Discount rate down the side, growth after year 10 across the top. Everything else as in the base case.

1.5%2.0%2.5%3.0%3.5%
7.0%$389.00$419.19$456.08$502.19$561.48
8.0%$315.61$335.18$358.31$386.07$420.00
9.0%$262.06$275.44$290.88$308.90$330.19
10.0%$221.33$230.85$241.63$253.96$268.18
11.0%$189.36$196.34$204.13$212.91$222.85

Where the presets come from

Base: years 1 to 5 grow at Aon plc's revenue growth rate over the last 5 fiscal years (9.2% a year), held between -5% and 15%. Years 6 to 10 grow halfway between that and the long-run rate of 2.5%. Future cash is discounted at 9% a year.

Bear: 5 points less growth, 2% long-run growth, 10% discount rate. Bull: 5 points more growth (at most 25%), 3% long-run growth, 8% discount rate.

Value per share = (present value of 10 years of free cash flow + present value of everything after + cash - debt) / diluted shares.

This is a model run on assumptions, not a recommendation or a price target. Small changes in the discount rate or growth move the result a lot, as the table above shows. Change them yourself in the calculator.

Adjust the assumptions

Move the sliders for growth, long-run growth and discount rate, or switch to average free cash flow, and see the value per share change.

Adjust the assumptions

Aon plc company page